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TRAVEL INSURANCE

Occasionally, unforeseen circumstances arise which may cause you to either cancel or interrupt your "dream vacation". We are committed to providing you with the best value for your travel dollar. That is why we offer you this insurance program. ASK for a quote based on your package price and age. The benefits are as follows:

Travel Coverage & Maximum Benefit Limits Freestyle (Per Person) Freestyle Lux (Per Person)

Trip Cancellation (% of Trip Cost) 100% 100%

Trip Interruption (% of Trip Cost) 150% 150%

Trip Delay ($150 per Day) $1,000 $1,000

Baggage and Personal Effects $1,000 $1,500

Baggage Delay $200 $500

Accident & Sickness Medical Expense $50,000 (per policy) $250,000 (per policy)

($750 dental expense limit applies)

Emergency Assistance $250,000 (per policy) $1,0000,000 (per policy

(Emergency Medical Transportation)

Collision Damage Waiver $25,000 (per policy) $50,000 (per policy)

(Not available to residents of OR or TX)

Air Flight Accident $100,000 ($250,000 per policy) $200,000 (per policy)

(AD&D - Flight Only)

Travel Accident (AD&D) not available $50,000 ($100,00 per policy)

Other Features & Services

24-Hour Emergency Assistance Services

(Available with Freestyle and Freestyle Lux)

Identity Theft Protection*

(Available with Freestyle and Freestyle Lux)

Concierge Services

(Available with Freestyle and Freestyle Lux)

Pre-Existing Condition Coverage

(Available with Freestyle Lux)

Supplier Bankruptcy and Default

(Available with Freestyle Lux